◢ Venmo is a “digital wallet” connected to one’s bank account that allows users to instantly send and receive money. Venmo users commonly include little messages when sending money to friends. But as a recent experience shows, including the words “Iranian” or “Persian” in a memo, even in reference to a pizza dinner among Iranian friends, can have transactions blocked for further review. Yet including the word “cocaine” in a payment memo will not lead to a compliance review, despite the violation of Venmo’s user agreement. This reflects the unique stigma around Iran transactions.